Welcome to
Plouta Financial Wellness Hub
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.
Explore our latest articles that help you make smarter financial choices
Filter by category
- Budgeting
- Capital Gains Tax
- Family Protection
- Financial Freedom
- ISAs & Tax-Free Investing
- Inheritance Tax (IHT)
- Insurance
- Investment Platform Reviews
- Managing Your Pension
- Money Books Worth Reading
- Money Saving Checklists
- Mortgages & Property
- Pension Provider Reviews
- Retirement Planning Tips
- Saving and Investing
- Tax and Business
- Tools & Calculators
- Trusts, Wills & Estate Planning
- Wealth Building Tips
How Much Interest Can £1 Million Earn per Year in the UK?
A guide to how much interest and income £1 million can generate in the UK. We explore returns from savings accounts, ISAs, bonds, property, and dividends.
Understanding Your UK Pension Options: A Complete Guide
Your guide to UK pension options. We explain and compare workplace pensions (auto-enrolment), personal pensions, SIPPs, and final salary schemes.
Your Free Money-Saving Habit Checklist
Want to save more money? Download our free Money-Saving Habit Checklist. A simple guide with practical steps to help you spend less and take control of your finances.
Your Money or Your Life: The 9 Steps to Financial Independence
A guide to the key lessons from "Your Money or Your Life." Learn how to transform your relationship with money and achieve financial independence sooner.
The Millionaire Next Door: 7 Surprising Lessons on Building Wealth
Key lessons from "The Millionaire Next Door." Learn the seven common traits of self-made millionaires and how to build wealth without a high income.
Think and Grow Rich: 5 Lessons on Mindset for Success
A UK guide to the key lessons from Napoleon Hill's "Think and Grow Rich." Learn how to use a definite purpose, persistence, and a master mind to achieve your goals.
Rich Dad Poor Dad: 5 Lessons for Your UK Path to Financial Freedom
A UK guide to the key lessons from Robert Kiyosaki's "Rich Dad Poor Dad." Learn the difference between assets and liabilities and how to build wealth.
Lessons from The Intelligent Investor: A Timeless Guide for UK Investors
A guide to the key lessons from Benjamin Graham's "The Intelligent Investor." Learn about Mr. Market, Margin of Safety, and how to invest intelligently in the UK today.
The Psychology of Money: 5 Lessons for Your Financial Freedom Mindset
A guide to the key lessons from Morgan Housel's "The Psychology of Money." Learn how to change your mindset about wealth, risk, and savings to achieve financial freedom.
Will You Ever Be Mortgage-Free? The Question That Defines a Financial Lifetime
Feeling like you'll be paying your mortgage forever? Our guide explores the psychology of debt freedom and shows you practical steps to become mortgage-free sooner.
The 50/30/20 Budget Rule: The Simple Path to Mastering Your Money
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
Where to Get Free Financial Help and Guidance in the UK
Feeling lost with your finances? Our guide lists the best free, impartial government and charity websites in the UK for help with debt, pensions, and money management.
LeanFIRE vs. CoastFIRE: Which UK Path to Financial Independence, Retire Early Suits You?
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
The Self-Employed Pension Guide: Your Best Options for Retirement
A guide to the best UK pensions for the self-employed, sole traders, and limited company directors. Compare SIPPs vs. LISAs, understand tax relief, and start saving.
Your UK Workplace Pension: The Ultimate Guide to Auto-Enrolment & Building Your Retirement Wealth
Your ultimate guide to UK workplace pensions and auto-enrolment. Learn how contributions work, about tax relief, what happens when you change jobs, and why you shouldn't opt out.
How Much Do I Need in My Pension Pot? A UK Retirement Guide with Scenarios
A guide to your UK retirement number. We explore scenarios for a £1,500, £2,500, and £3,000 monthly income, how big your pension pot needs to be, and how to get there.
ETF vs. Index Fund: Which is the Right Low-Cost Investment for You?
Our UK guide explains the difference between ETFs and index funds. Compare fees, trading, pros, cons, and find out which is right for your ISA or pension.
Your Financial Safety Net: Why Insurance is a Crucial Part of Your Financial Freedom
An eye-opening guide on why insurance is crucial for your financial freedom. Learn how life insurance, income protection, and critical illness cover can save your future.
The Best Money Wellness Apps in the UK: Your Guide to a Healthier Financial Life
Our 2025 guide to the UK's best money wellness apps. We compare top apps for budgeting, saving, and investing like Snoop, Moneyhub, Plum, and Moneybox.
The Director's Guide: How to Contribute to Your Pension via a Limited Company
Learn how to make tax-efficient pension contributions from your UK limited company. Our 2025 guide covers tax relief, NI savings, rules, and how it beats a salary or dividend.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.