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Plouta Financial Wellness Hub
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.
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Top Life Insurance Advisers Near Me
Looking for life insurance advice near you? Plouta connects you with expert partnered protection advisers who visit you at home across the UK. Protect your legacy today.
Why Insurance is the Foundation of Your Financial Wellness
Learn why insurance is essential for your financial plan. Discover how protection preserves wealth, manages risk, and provides a safety net for UK families.
The Ikigai Method: How to Plan a Retirement You Actually Enjoy
Worried about boredom in retirement? Use our practical Ikigai framework to identify your passions, skills and how to stay active and happy in your later years.
Complete Guide to Building Your Emergency Fund in 2026: Young Professional's Roadmap
A complete 2026 roadmap for UK young professionals to build a solid emergency fund. Learn how much to save, the best accounts for falling rates, and how to balance rent and student loans.
When Do I Need a Financial Adviser?
A guide on when to hire a UK financial adviser. We explain the cost (flat fee vs. %), the difference between Independent and Restricted and the value they add.
How Can I Achieve Financial Independence in the UK
Your UK guide to achieving Financial Independence. Learn how to calculate your Financial independence number, save aggressively, invest wisely and reach early retirement sooner.
Financial Independence vs Financial Freedom: What's Your Ultimate Goal?
A UK guide explaining the difference between Financial Independence (FI) and Financial Freedom (FF). Learn how to define your goals and achieve true financial control.
UK Crypto Tax Explained: Your Guide to HMRC Rules
A clear guide to UK crypto tax for 2025/26. Learn how HMRC taxes Bitcoin & other crypto assets, including CGT, Income Tax, allowances and reporting rules.
New UK Crypto Rules Explained: What Investors Need to Know
A guide to the latest UK crypto regulations. Understand the new FCA rules on promotions, stablecoin plans, tax and what it means for your crypto investments.
Claim Your Pension Tax Relief: UK Pension Tax Relief Explained
Our guide explains UK pension tax relief. Learn how the government boosts your pension contributions and how to claim relief at your highest tax rate.
Pension Consolidation Explained: How to Combine Your Pension Pots in the UK
Thinking about combining your pension pots? Learn how pension consolidation works, what to check before transferring and when it makes sense. Discover the benefits, risks and step-by-step guide for UK savers planning a simpler retirement.
How to Choose Your Pension Drawdown Provider: The Key to a Flexible Retirement
How to choose the best pension drawdown provider in the UK. Compare fees, investment choice, flexibility, and service to manage your retirement income.
3 in 4 People Are NOT Ready To Retire – Here’s Why (and What You Can Do About It)
Shocking stats reveal 75% of UK adults may not be ready for retirement. Our guide explores why people are undersaving and how to take control of your future.
UK Women Are 45% More Likely to Inherit: Your Guide to Managing the Great Wealth Transfer
The Great Wealth Transfer is here. Find out why UK women are 45% more likely to inherit significant assets and learn the 5 essential steps to manage your inheritance.
The £1 Million Inheritance Tax Trap: A Wake-Up Call for UK Founders
Are you a UK business owner? Upcoming 2026 changes to Inheritance Tax (IHT) could create a huge tax bill for your family. Learn about the £1M trap and how to prepare.
Is Your Pension on Autopilot? 5 Reasons to Ditch This Outdated Strategy
Is your UK pension's 'lifestyling' feature secretly harming your retirement? Learn the 5 reasons why this outdated autopilot strategy may not be right for you.
Starting Late? How to Rebuild Your Financial Future in Your 40s and 50s
Feeling like you've started saving for retirement late? Our UK guide for your 40s and 50s provides 5 actionable steps to rebuild your financial future.
How Much Money Do I Really Need to Retire? The Truth May Surprise You
Think you need millions to retire? This retirement planning guide explains how lifestyle, State Pension, and smarter withdrawals can help you retire earlier than you think even with less.
7 Costly Retirement Mistakes (And How to Fix Them)
Learn the most common retirement withdrawal mistakes from poor tax planning to underestimating longevity. Discover smart strategies to help your money last and reduce unnecessary tax in retirement.
How Much Is Enough To Retire Comfortably
Get answers to your biggest retirement questions: how much is enough, how to save, and the best strategies for tax-efficient retirement planning.
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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.