Your Personal Financial Wellness App

Track your financial health, improve your wealth strategy and connect with trusted financial advisers. All in one place.

Get Started for Free ➜

It’s easy! No credit card required.

🛡️Bank-level security & GDPR compliant. Your data is encrypted and never shared.

Young woman looking at her smartphone, surrounded by financial growth graphics and phrases like "Save money," "Grow your wealth," and "Financial Health."

The Problem:

Do you know your current financial position or how far you are from financial independence?

1 in 2 UK adults don't have a financial plan and 45% of Brits say not planning enough for retirement was their biggest mistake. That’s where Plouta App comes in. We combine powerful tools, expert-backed insights and a clean, easy-to-use dashboard to help you track and make smarter money decisions towards your retirement goals with expert advice.

The Solution

What you can do with Plouta

✅Check your financial wellness score in minutes

✅ Speak to FCA and SRA-regulated advisers

✅ Track your spending, investments and financial goals

✅ Monitor your net worth, debt and financial goal progress

✅ Store important documents securely in your digital vault

✅ Access personalised financial insights and guidance

✅ Scan receipts, split and organise expenses with family

✅ Manage your financial wellbeing — all in one place

Start Your Free Trial ➜

No credit card required | Free Basic Plan forever

Meet Our Partner Advisers

  • James Mc Mullan Will & Estate Planning Solicitor

    James McMullan

    Will & Estate Planning Solicitor

  • Sanjay Kukar - Inheritance Tax Adviser in the UK

    Sanjay Kukar

    Inheritance Tax (IHT) Adviser

  • Joshua Shepherd - FCA Regulated Independent Financial Adviser in the UK

    Joshua Shepherd

    Independent Financial Adviser

  • Seyon Kesavan - Protection and insurance adviser in the UK

    Seyon Kesavan

    Protection & Insurance Adviser

  • Misha Patel - SEIS TAX ADVISER

    Misha Patel

    (S)EIS Tax Adviser

Ready to Build Wealth Smarter?

Join our financial wellness community for free

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🛡️Secure 🔒GDPR compliant

Everything you need to know

  • Plouta is a financial wellbeing platform and app that combines FCA-regulated financial advice, inheritance tax planning, wills, protection guidance and smart technology to help individuals and families make confident financial decisions.

    Unlike comparison websites or AI-only apps, Plouta combines human expertise with secure technology to support your long-term financial wellbeing.

  • Yes, Plouta is completely free to get started. You can access budgeting tools, your financial wellness snapshot, and smart tips at no cost. We may introduce optional premium features in the future but we will always offer a free plan that helps you take control of your money.

  • Many financial apps focus purely on budgeting or automated insights.

    Plouta combines:

    • Real human advisers

    • FCA-regulated advice

    • Financial wellbeing tools

    • Secure document storage

    • Goal tracking

    • Smart technology

    We believe technology should support financial advice not replace it.

  • No. Plouta is not a comparison website and we do not simply sell leads to advisers.

    Our partnered advisers work closely with clients to understand their goals and provide personalised guidance and ongoing support as when you request.

  • We use bank-grade encryption. Your data is stored securely using industry-standard encryption and safety practices. We keep your information private and do not share it with third parties.

  • No, you can use Plouta to manually input or upload your statements to update your income and expenses.

  • Yes. When you are ready, You can book a call with a qualified and a regulated advisers who can help with:

    • Financial planning

    • Investments

    • Pensions and retirement planning

    • Inheritance tax planning

    • Protection and insurance

    • Wills and estate planning

    You are always in control, and there’s no pressure to book a session.

  • All advisors on Plouta are FCA-and SRA registered and go through a verification process to ensure they meet our professional standards.

  • It’s your personalised score (out of 100) based on your income, spending, savings, debt, and financial habits. Think of it as a snapshot of your current financial health plus, we show you how to improve it with tailored guidance.

  • You can request deletion of your data at any time. It will be removed securely from our secured systems.

  • No. Your personal financial information is not used to train public AI models.

    Any AI-powered features within Plouta are designed to support your experience while maintaining privacy and security. And you are in full control.

  • Your initial conversation is free and without obligation. Any adviser fees, where applicable, will be explained clearly before you proceed by the adviser.

  • Yes. Many users use Plouta to organise their finances, store documents securely and track progress towards their financial goals, regardless of whether they already work with an adviser.

  • Plouta combines:

    ✅ FCA-regulated advice
    ✅ SRA-regulated legal expertise for wills and estate planning
    ✅ Secure technology and data protection
    ✅ Human support backed by smart tools
    ✅ A long-term focus on financial wellbeing, not product sales

    Our goal is simple: help you make better financial decisions and feel more confident about your future.

  • No. Plouta does not have access to your bank accounts and cannot move money, make payments, or make changes to your accounts.

    Your transaction history is encrypted and any personally identifiable information is removed.