Your Personal Financial Wellness App

Track your financial health, improve your wealth strategy and connect with trusted financial advisers. All in one place.

Get Started for Free ➜

It’s easy! No credit card required.

🛡️Bank-level security & GDPR compliant. Your data is encrypted and never shared.

Young woman looking at her smartphone, surrounded by financial growth graphics and phrases like "Save money," "Grow your wealth," and "Financial Health."

The Problem:

Do you know your current financial position or how far you are from financial independence?

1 in 2 UK adults don't have a financial plan and 45% of Brits say not planning enough for retirement was their biggest mistake. That’s where Plouta App comes in. We combine powerful tools, expert-backed insights and a clean, easy-to-use dashboard to help you track and make smarter money decisions towards your retirement goals with expert advice.

The Solution

One app to understand, organise, and improve your financial and future.

✅Check your financial wellness score in minutes

✅ Speak to FCA and SRA-regulated advisers

✅ Track your budget, spending and financial goals

✅ Monitor your net worth and long-term progress

✅ Store important documents securely in your digital vault

✅ Access personalised financial insights and guidance

✅ Scan receipts and organise expenses with ease

✅ Manage your financial wellbeing — all in one place

Start Your Free Trial ➜

No credit card required | Free Basic Plan forever

Meet Our Partner Advisers

  • James Mc Mullan Will & Estate Planning Solicitor

    James McMullan

    Will & Estate Planning Solicitor

  • Sanjay Kukar - Inheritance Tax Adviser in the UK

    Sanjay Kukar

    Inheritance Tax (IHT) Adviser

  • Joshua Shepherd - FCA Regulated Independent Financial Adviser in the UK

    Joshua Shepherd

    Independent Financial Adviser

  • Seyon Kesavan - Protection and insurance adviser in the UK

    Seyon Kesavan

    Protection & Insurance Adviser

  • Misha Patel - SEIS TAX ADVISER

    Misha Patel

    (S)EIS Tax Adviser

Ready to Build Wealth Smarter?

Join our financial wellness community for free

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🛡️Secure 🔒GDPR compliant

Everything you need to know

  • Yes, Plouta is completely free to get started. You can access budgeting tools, your financial wellness snapshot, and smart tips at no cost. We may introduce optional premium features in the future but we will always offer a free plan that helps you take control of your money.

  • We use bank-grade encryption. Your data is stored securely using industry-standard encryption and safety practices. We keep your information private and do not share it with third parties.

  • No, you can use Plouta to manually input your income, expenses, and goals. But for the best experience (and a complete picture of your finances), we recommend connecting your accounts via our secure Open Banking integration (Coming soon).

  • Yes. When you are ready, Plouta can match you with a qualified, FCA-regulated financial adviser, protection adviser or inheritance tax specialist — based on your needs. You are always in control, and there’s no pressure to book a session.

  • All advisors on Plouta are FCA-registered and go through a verification process to ensure they meet our professional standards.

  • It’s your personalised score (out of 100) based on your income, spending, savings, debt, and financial habits. Think of it as a snapshot of your current financial health plus, we show you how to improve it with tailored guidance.

  • You can request deletion of your data at any time. It will be removed securely from our secured systems.