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Financial Wellness Community
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax tips, and more — helping you make smarter money decisions at every stage of life.
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Buying Your First (or Next) Home in the UK: The Ultimate Guide
Your ultimate guide to buying a home in the UK. Covers search, mortgages, deposits, a detailed list of initial expenses with estimates, and an address change checklist.
The Ultimate Financial Planning Guide for Working Expats in the UK
New to the UK for work? Our ultimate guide for expats covers NI numbers, UK tax, NHS, banking, ISAs, pensions, property, and tips for financial success.
Vanguard UK Platform Review: Pros, Cons & Is It Right for You?
Expert impartial review of Vanguard UK's platform for 2025. We cover fees, ISA/SIPP accounts, key funds like LifeStrategy, and weigh the pros and cons for investors.
How to Pay Off Credit Card Debt: Your UK Guide
Conquer credit card debt in the UK with our top tips. Learn effective strategies like balance transfers and budgeting to clear your debt and achieve financial freedom.
Inheritance Tax UK: What Assets Are Actually Taxed?
Find out which assets are included in your estate for UK Inheritance Tax (IHT). Learn about property, savings, gifts, and pensions in IHT calculations.
Inheritance Tax UK: How to Calculate What You Might Owe
Learn how to calculate UK Inheritance Tax. Understand Nil-Rate Bands, the 40% tax rate, and how gifts affect your estate's IHT liability.
Slash Your Inheritance Tax Bill: Smart Ways to Protect Your Legacy in the UK
Discover how to reduce your UK Inheritance Tax bill. Learn about gifting, trusts, charitable donations & other strategies to protect your legacy.
What Happens to My Pension When I Die? Understanding Your Legacy
It's not a topic anyone likes to dwell on, but thinking about "What happens to my pension when I die?" is a really important part of smart financial planning. Knowing who could benefit from your hard-earned savings, and how, can give you immense peace of mind and ensure your loved ones are looked after.
How to Set Up a Monthly Budget (That Actually Works!)
Struggling with rising costs? Learn how to set up a realistic monthly budget in the UK and take back control of your finances.
How Much Do I Really Need to Retire Comfortably in the UK?
Discover how much money you need to retire comfortably, understand the PLSA standards, calculate your pension pot, and get actionable tips for financial planning.
Emergency Fund: How Much Do You Need in the UK?
Discover how much you need in your emergency fund, why it matters in today’s UK economy, and practical tips to build one—even on a tight budget.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.