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Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

Gifting Money to Family: A UK Guide to Tax-Free Gifts and Inheritance Tax

Learn how much money you can gift to family tax-free in the UK. Our 2025 guide explains the £3,000 annual exemption, the 7-year rule, and Inheritance Tax.

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What Happens to My Pension When I Die? Understanding Your Legacy

It's not a topic anyone likes to dwell on, but thinking about "What happens to my pension when I die?" is a really important part of smart financial planning. Knowing who could benefit from your hard-earned savings, and how, can give you immense peace of mind and ensure your loved ones are looked after.

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Join the Plouta Financial Wellness Community

Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.