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Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

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The Hidden Pension Charges You're Paying Without Realising (and How to Cut Them)

Are hidden pension charges eating your retirement savings? Our UK guide reveals the fees you're paying without realising and shows you how to cut them.

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UK Women Are 45% More Likely to Inherit: Your Guide to Managing the Great Wealth Transfer

The Great Wealth Transfer is here. Find out why UK women are 45% more likely to inherit significant assets and learn the 5 essential steps to manage your inheritance.

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Is Your Pension on Autopilot? 5 Reasons to Ditch This Outdated Strategy

 Is your UK pension's 'lifestyling' feature secretly harming your retirement? Learn the 5 reasons why this outdated autopilot strategy may not be right for you.

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Starting Late? How to Rebuild Your Financial Future in Your 40s and 50s

Feeling like you've started saving for retirement late? Our UK guide for your 40s and 50s provides 5 actionable steps to rebuild your financial future.

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How Much Money Do I Really Need to Retire? The Truth May Surprise You

Think you need millions to retire? This retirement planning guide explains how lifestyle, State Pension, and smarter withdrawals can help you retire earlier than you think even with less.

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7 Costly Retirement Mistakes (And How to Fix Them)

Learn the most common retirement withdrawal mistakes from poor tax planning to underestimating longevity. Discover smart strategies to help your money last and reduce unnecessary tax in retirement.

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ISA vs Pension: Which Should You Use to Save for Your Future in the UK?

Join Vignes (Founder of Plouta) and FCA-regulated financial adviser Joshua Shepherd as we explore the pros and cons of saving into an ISA versus a pension in the UK.

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Do You Know Your Real-Time Net Worth? The Most Important Number for Your Financial Future

A UK guide to tracking your net worth across pensions, ISAs, savings, and debts. Learn why it's your most important number and how an app can help you find it.

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Your End-of-Year Financial Checklist: 5 Smart Money Moves to Make Before 2026

A UK financial adviser's guide to the 5 smart money moves you should make before the end of the year, covering ISAs, pensions, tax planning, and more.

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You Track Your Steps, But Are You Tracking Your Wealth? The Case for a Financial Wellness App

You track your health, steps, and food. But are you tracking your finances? Learn why a financial wellness app is essential for your future security and freedom in the UK.

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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.