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Financial Wellness Community
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax tips, and more — helping you make smarter money decisions at every stage of life.
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Starling vs Monzo vs Revolut: Which Digital Bank is Best for You?
Our latest UK comparison of Starling, Monzo & Revolut. Explore fees, features, ISAs, international use, FSCS protection & find the best digital bank for your needs.
The £1 Million Question: Is it Enough for a Comfortable Retirement in the UK?
Wondering if £1 million is the magic number for a comfortable retirement in the UK? Explore income potential, key factors, the State Pension, and how to plan your future.
Chase UK Investments Review: A Comprehensive Guide for Investors
Our review of Chase UK's investment offering (powered by Nutmeg). Explore J.P. Morgan funds, fees, ISAs, pros & cons of investing via the Chase app.
Hargreaves Lansdown (HL) UK Review: A Comprehensive Guide for Investors
In-depth Hargreaves Lansdown (HL) UK review for 2025. Explore fees, ISAs, SIPPs, investment range, pros & cons, and its future under new ownership.
Nutmeg UK Review: Your Guide to Digital Investment Management
In-depth Nutmeg UK review. Explore its managed investment styles, fees, ISAs, Pensions, LISAs, pros & cons, and who Nutmeg is best suited for.
Fidelity UK Investing Platform Review: A Comprehensive Guide for Investors
In-depth Fidelity UK review. Explore platform fees, ISA & SIPP options, investment range (funds, shares, ETFs), pros & cons, and who Fidelity is best for.
Buying Your First (or Next) Home in the UK: The Ultimate Guide
Your ultimate guide to buying a home in the UK. Covers search, mortgages, deposits, a detailed list of initial expenses with estimates, and an address change checklist.
AJ Bell UK Platform Review: A Comprehensive Guide for Investors
In-depth AJ Bell UK review: Explore pros & cons, fees, ISAs, SIPPs, investment range, platform features & who AJ Bell is best for.
The Ultimate Financial Planning Guide for Working Expats in the UK
New to the UK for work? Our ultimate guide for expats covers NI numbers, UK tax, NHS, banking, ISAs, pensions, property, and tips for financial success.
Understanding UK Tax Code: Your Ultimate Guide
Demystify your UK PAYE tax code for 2025/26. Our ultimate guide explains what the letters and numbers mean, why it changes, how to check it, and what to do if it's wrong. Take control of your tax.
How much UK state pension will I get
Understand how much UK State Pension you might get and at what age. Our guide explains qualifying years, how to check your forecast, and key things to know.
Your Free Monthly Mortgage and Repayment Calculator
Our free UK Mortgage & Repayment Calculator helps first-time buyers, second home purchasers & overpayers. Forecast payments & see how to be mortgage-free sooner!
UK Compound Interest Calculator: Unlock the Power of Compounding
Instantly calculate how compound interest can boost your UK savings or investments. Use our free Compound Interest Calculator to see your money grow over time.
Private & State Pension Calculator: Plan Your Comfortable Retirement
Use our free UK pension calculator to forecast your private & State Pension. See your potential retirement pot, tax-free cash & future annual income.
Emergency Tax Explained: What It Is & How to Claim a Refund
Our 2025 guide to UK emergency tax. Learn what it means, why it happens, and how to easily claim back any overpaid income tax from HMRC.
Vanguard UK Platform Review: Pros, Cons & Is It Right for You?
Expert impartial review of Vanguard UK's platform for 2025. We cover fees, ISA/SIPP accounts, key funds like LifeStrategy, and weigh the pros and cons for investors.
How to Pay Off Credit Card Debt: Your UK Guide
Conquer credit card debt in the UK with our top tips. Learn effective strategies like balance transfers and budgeting to clear your debt and achieve financial freedom.
Inheritance Tax UK: What Assets Are Actually Taxed?
Find out which assets are included in your estate for UK Inheritance Tax (IHT). Learn about property, savings, gifts, and pensions in IHT calculations.
Inheritance Tax UK: How to Calculate What You Might Owe
Learn how to calculate UK Inheritance Tax. Understand Nil-Rate Bands, the 40% tax rate, and how gifts affect your estate's IHT liability.
Slash Your Inheritance Tax Bill: Smart Ways to Protect Your Legacy in the UK
Discover how to reduce your UK Inheritance Tax bill. Learn about gifting, trusts, charitable donations & other strategies to protect your legacy.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.