Get clear, personalised financial advice from FCA-regulated Plouta advisers
Stop guessing with your future. Get a personalised financial plan from a regulated UK expert, managed effortlessly through the Plouta App.
✔ FCA-regulated advice
✔ No obligation conversation
✔ UK-focused financial guidance
Book a call with an FCA regulated financial adviser
Feeling the Weight of Financial Uncertainty?
Personal finance is more than just managing your money it’s about making informed decisions that shape your future. Whether you're just starting out, raising a family, or approaching retirement, Plouta gives you the knowledge and tools to make confident financial choices.
You have worked hard to build your wealth, but managing it can feel overwhelming.
"Am I saving enough for the retirement I want?"
"Is my money working as hard as it could be?"
"What if I make a mistake with my tax planning?"
The noise of endless online information doesn't help. You don't need more "tips"; you need a strategy tailored to your life, your family, and your goals. This is where our FCA-regulated financial advisers can help you plan your financial goals.
Who This Is For ?
This service is ideal if you:
Want independent financial advice, not sales pressure
Are unsure how to invest or plan for the future
Need help with pensions, ISAs or long-term goals
Want clarity and confidence around your finances
Regulated, independent advice you can trust
All advice is provided by FCA-regulated financial advisers.
No products, we match you with advisers based on your needs
Your data is handled securely and confidentially.
No obligation. Speak to an adviser only if it’s right for you.
What Financial Advice Plouta Covers
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Retirement Planning
Map out your exit strategy. We help you consolidate pensions and calculate exactly how much you need for the lifestyle you want.
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Investment Management
We build diversified portfolios tailored to your risk appetite, keeping fees low and performance transparent.
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Tax Efficiency
Keep more of what you earn. We optimise your ISAs, allowances, and capital gains to ensure your wealth grows efficiently.
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Life Milestones
Buying a home? Starting a family? Selling a business? We adapt your plan as your life evolves.
How it works?
At Plouta, we combine the emotional intelligence of a dedicated human adviser with the convenience of modern technology.
Real Advice: Work 1-on-1 with a qualified expert to build a holistic plan covering pensions, investments and tax efficiency.
Total Control: View your entire financial life, track progress and approve recommendations instantly via the Plouta App.
Always Connected: Message your adviser securely and book reviews directly through your portal. No more chasing emails or lost paperwork.
Meet Our Partner Advisers
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![Joshua Shepherd - FCA Regulated Independent Financial Adviser in the UK]()
Joshua Shepherd
Independent Financial Adviser
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Sanjay
Inheritance Tax (IHT) Adviser
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Seyon Kesavan
Protection & Insurance Adviser
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James McMullan
Will & Estate Planning Solicitor
How Financially Well Are You Really?
Take the Plouta financial wellness 1 minute test to discover how healthy your finances are.
Frequently Asked Questions
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If you have complex finances, are approaching retirement, or simply feel unsure about your strategy, an adviser provides the clarity and structure to maximise your wealth.
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We offer a free initial discovery call. Our ongoing fees are transparent and competitive, typically charged as a percentage of the assets we manage or a fixed fee for specific plans. Our partnered advisers will always agree on fees with you before any work starts.
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Yes, our partnered advisers are fully authorised and regulated by the Financial Conduct Authority (FCA). Your protection is our priority.
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The Plouta App is a powerful tool on its own, but its true power is unlocked when paired with our advisory service, giving you professional oversight of your data.
Ready to take control of your financial future?
No obligation. Clear guidance from FCA-regulated Plouta advisers.
Investment Tips and Guides
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.
Looking for life insurance advice near you? Plouta connects you with expert partnered protection advisers who visit you at home across the UK. Protect your legacy today.