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Financial Wellness Community
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax tips, and more — helping you make smarter money decisions at every stage of life.
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The £1 Million Question: Is it Enough for a Comfortable Retirement in the UK?
Wondering if £1 million is the magic number for a comfortable retirement in the UK? Explore income potential, key factors, the State Pension, and how to plan your future.
The Ultimate Financial Planning Guide for Working Expats in the UK
New to the UK for work? Our ultimate guide for expats covers NI numbers, UK tax, NHS, banking, ISAs, pensions, property, and tips for financial success.
How much UK state pension will I get
Understand how much UK State Pension you might get and at what age. Our guide explains qualifying years, how to check your forecast, and key things to know.
Private & State Pension Calculator: Plan Your Comfortable Retirement
Use our free UK pension calculator to forecast your private & State Pension. See your potential retirement pot, tax-free cash & future annual income.
Inheritance Tax UK: What Assets Are Actually Taxed?
Find out which assets are included in your estate for UK Inheritance Tax (IHT). Learn about property, savings, gifts, and pensions in IHT calculations.
Inheritance Tax UK: How to Calculate What You Might Owe
Learn how to calculate UK Inheritance Tax. Understand Nil-Rate Bands, the 40% tax rate, and how gifts affect your estate's IHT liability.
Slash Your Inheritance Tax Bill: Smart Ways to Protect Your Legacy in the UK
Discover how to reduce your UK Inheritance Tax bill. Learn about gifting, trusts, charitable donations & other strategies to protect your legacy.
What Happens to My Pension When I Die? Understanding Your Legacy
It's not a topic anyone likes to dwell on, but thinking about "What happens to my pension when I die?" is a really important part of smart financial planning. Knowing who could benefit from your hard-earned savings, and how, can give you immense peace of mind and ensure your loved ones are looked after.
How Much Do I Really Need to Retire Comfortably in the UK?
Discover how much money you need to retire comfortably, understand the PLSA standards, calculate your pension pot, and get actionable tips for financial planning.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.