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Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

LeanFIRE vs. CoastFIRE: Which UK Path to Financial Independence, Retire Early Suits You?

A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.

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The Self-Employed Pension Guide: Your Best Options for Retirement

A guide to the best UK pensions for the self-employed, sole traders, and limited company directors. Compare SIPPs vs. LISAs, understand tax relief, and start saving.

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Your UK Workplace Pension: The Ultimate Guide to Auto-Enrolment & Building Your Retirement Wealth

Your ultimate guide to UK workplace pensions and auto-enrolment. Learn how contributions work, about tax relief, what happens when you change jobs, and why you shouldn't opt out.

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The Director's Guide: How to Contribute to Your Pension via a Limited Company

Learn how to make tax-efficient pension contributions from your UK limited company. Our 2025 guide covers tax relief, NI savings, rules, and how it beats a salary or dividend.

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8 Tax-Efficient Investments for UK Higher-Rate Taxpayers

Our latest guide for UK higher-rate taxpayers. Explore 8 tax-efficient investments including Pensions/SIPPs, ISAs, VCTs, EIS, and SEIS to reduce your tax bill.

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The 5 Best Tax-Efficient Investments in the UK

Our latest guide to the best tax-efficient investments in the UK. We explain Pensions, ISAs, LISAs, VCTs, and EIS/SEIS to help you grow your wealth faster.

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Interactive Investor Review: A Guide to Flat-Fee Investing

An in-depth review of Interactive Investor (ii) in the UK. Explore its flat-fee plans, SIPP & ISA costs, investment choice, pros & cons, and who it's best for.

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Scottish Widows Pension Reviewed: An In-Depth Guide

A detailed review of the Scottish Widows UK pension. We cover workplace and personal pensions, investment funds, fees, pros & cons, and who it's best for.


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Your Nest Pension Explained: An In-Depth Guide for UK Workers

Are you a member of the Nest pension scheme? Our in-depth UK guide for 2025 explains your investment funds, fees, how to manage your pot, and what it means for your retirement.

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The State Pension Triple Lock: What It Is and Why It Matters for Your UK Retirement

Understand the UK State Pension triple lock. Our guide explains how it works, its impact, the pros and cons, its current status, and what it means for your retirement.

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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.