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Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

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The Hidden Pension Charges You're Paying Without Realising (and How to Cut Them)

Are hidden pension charges eating your retirement savings? Our UK guide reveals the fees you're paying without realising and shows you how to cut them.

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Is Your Pension on Autopilot? 5 Reasons to Ditch This Outdated Strategy

 Is your UK pension's 'lifestyling' feature secretly harming your retirement? Learn the 5 reasons why this outdated autopilot strategy may not be right for you.

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Starting Late? How to Rebuild Your Financial Future in Your 40s and 50s

Feeling like you've started saving for retirement late? Our UK guide for your 40s and 50s provides 5 actionable steps to rebuild your financial future.

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7 Costly Retirement Mistakes (And How to Fix Them)

Learn the most common retirement withdrawal mistakes from poor tax planning to underestimating longevity. Discover smart strategies to help your money last and reduce unnecessary tax in retirement.

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ISA vs Pension: Which Should You Use to Save for Your Future in the UK?

Join Vignes (Founder of Plouta) and FCA-regulated financial adviser Joshua Shepherd as we explore the pros and cons of saving into an ISA versus a pension in the UK.

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LeanFIRE vs. CoastFIRE: Which UK Path to Financial Independence, Retire Early Suits You?

A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.

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The Self-Employed Pension Guide: Your Best Options for Retirement

A guide to the best UK pensions for the self-employed, sole traders, and limited company directors. Compare SIPPs vs. LISAs, understand tax relief, and start saving.

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Your UK Workplace Pension: The Ultimate Guide to Auto-Enrolment & Building Your Retirement Wealth

Your ultimate guide to UK workplace pensions and auto-enrolment. Learn how contributions work, about tax relief, what happens when you change jobs, and why you shouldn't opt out.

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The Director's Guide: How to Contribute to Your Pension via a Limited Company

Learn how to make tax-efficient pension contributions from your UK limited company. Our 2025 guide covers tax relief, NI savings, rules, and how it beats a salary or dividend.

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8 Tax-Efficient Investments for UK Higher-Rate Taxpayers

Our latest guide for UK higher-rate taxpayers. Explore 8 tax-efficient investments including Pensions/SIPPs, ISAs, VCTs, EIS, and SEIS to reduce your tax bill.

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The 5 Best Tax-Efficient Investments in the UK

Our latest guide to the best tax-efficient investments in the UK. We explain Pensions, ISAs, LISAs, VCTs, and EIS/SEIS to help you grow your wealth faster.

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Interactive Investor Review: A Guide to Flat-Fee Investing

An in-depth review of Interactive Investor (ii) in the UK. Explore its flat-fee plans, SIPP & ISA costs, investment choice, pros & cons, and who it's best for.

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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.