Wills, Trusts and Estate Planning Services – Protect Your Family’s Wealth
Protect your loved ones, appoint guardians for your children and secure your legacy. Get legally watertight Wills and Trusts drafted by UK experts stored and managed via the Plouta App.
✔ Legally Watertight
✔ No obligation conversation
✔ UK-focused regulated guidance
Over half of UK adults do not have a will, leaving their legacy to default legal rules. Talk to our legal advisers today
What Happens If You Don’t Have a Will?
Most people think a Will is just about who gets the house. But without professional planning:
Intestacy Rules: If you don't have a Will, the government, not you decides who inherits. Unmarried partners often get nothing.
The Guardianship Gap: Without a Will, you lose the legal power to choose who raises your children if the worst happens.
Probate Delays: DIY or poorly drafted Wills lead to months of legal gridlock, leaving your family without funds when they need them most.
The 2026 Tax Trap: With property prices rising and tax thresholds frozen until 2030, your estate could face a significant tax bill that could have been avoided.
Why a Will Is Essential
A will allows you to:
Decide who inherits your assets
Appoint executors to manage your estate
Name guardians for your children
Protect unmarried partners
Reduce unnecessary complications during probate
Without a will, the law decides for you.
If your circumstances have changed marriage, divorce, children, property purchase, your will may need reviewing.
What Is Estate Planning?
Estate planning ensures:
Your assets pass to the right people
Your children are legally protected
Your estate is structured tax-efficiently
Vulnerable beneficiaries are safeguarded
Your wishes are legally documented and enforceable
Everything You Need to Secure Your Future
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Professional Will Writing
From simple mirror Wills for couples to complex testamentary arrangements, we ensure your wishes are legally binding.
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Protective Trusts
Use trusts to protect your children’s inheritance from divorce or bankruptcy, or to ring-fence funds for a vulnerable family member.
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Lasting Power of Attorney (LPA)
Appoint people you trust to make decisions about your health and finances if you are ever unable to.
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Asset Protection
Strategies to protect the family home from being sold to pay for future care costs or unnecessary tax.
A complete estate plan typically includes:
✔ A legally valid will
✔ Trust structures (where appropriate)
✔ Inheritance tax planning
✔ Pension and life insurance coordination
✔ Property ownership review
Many estates become inefficient simply because these elements aren’t coordinated. At Plouta, we help you connect all these pieces.
Meet Our Partner Advisers
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James McMullan
Will & Estate Planning Solicitor
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Sanjay Kukar
Inheritance Tax (IHT) Adviser
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![Joshua Shepherd - FCA Regulated Independent Financial Adviser in the UK]()
Joshua Shepherd
Independent Financial Adviser
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Seyon Kesavan
Protection & Insurance Adviser
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Frequently Asked IHT Questions
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You may need structured estate planning if you:
Own property
Have children
Are married or in a long-term partnership
Own a business
Have assets exceeding £325,000
Want to protect inheritance from remarriage or divorce risks
Want to reduce inheritance tax
Estate planning is not just for the ultra-wealthy. It’s for anyone who wants clarity and control.
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Online templates and generic wills often:
Miss complex tax implications
Ignore pension structuring
Fail to protect second marriages properly
Leave loopholes in trust drafting
Create probate complications
Mistakes in estate planning can cost families tens or even hundreds of thousands of pounds.
Professional structuring brings clarity, efficiency, and peace of mind.
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Yes. Marriage does not guarantee your spouse inherits everything, especially if you have children.
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Your estate follows intestacy rules which may not reflect your wishes.
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Often pensions sit outside your estate for inheritance tax purposes but nomination forms must be correct.
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The Plouta App is a powerful tool on its own, but its true power is unlocked when paired with our advisory service, giving you professional oversight of your data.
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Yes, when structured correctly and as part of a wider estate plan.
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Every 3–5 years, or after major life events.
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A Will says who gets what; a Trust says how and when. Trusts are vital if you want to protect assets for children until they reach a certain age or keep wealth in the family after a remarriage.
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Yes, in England and Wales, marriage or a civil partnership automatically cancels any Will you made previously unless it was made specifically "in contemplation" of that marriage.
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An LPA allows you to choose who makes decisions for you if you lose mental capacity. Without one, your family may have to apply to the Court of Protection, which is expensive and slow.
Start Protecting Your Family’s Future Today
Estate planning isn’t about avoiding tax at all costs. It’s about protecting the people you care about most. Whether you need a simple will, complex trust structuring, or full estate planning support, we can guide you through it clearly and confidently.
Confidential | No obligation | Clear next steps
Disclaimer: Plouta provides Will Writing, Trusts, and Estate Planning through qualified specialists. Will Writing, Trusts, and Lasting Power of Attorney are not regulated by the Financial Conduct Authority. Our advisers carry Professional Indemnity Insurance for your protection.
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