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Plouta Financial Wellness Hub
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How Much Interest Can £1 Million Earn per Year in the UK?
A guide to how much interest and income £1 million can generate in the UK. We explore returns from savings accounts, ISAs, bonds, property, and dividends.
Understanding Your UK Pension Options: A Complete Guide
Your guide to UK pension options. We explain and compare workplace pensions (auto-enrolment), personal pensions, SIPPs, and final salary schemes.
The 50/30/20 Budget Rule: The Simple Path to Mastering Your Money
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
LeanFIRE vs. CoastFIRE: Which UK Path to Financial Independence, Retire Early Suits You?
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
The Self-Employed Pension Guide: Your Best Options for Retirement
A guide to the best UK pensions for the self-employed, sole traders, and limited company directors. Compare SIPPs vs. LISAs, understand tax relief, and start saving.
Your UK Workplace Pension: The Ultimate Guide to Auto-Enrolment & Building Your Retirement Wealth
Your ultimate guide to UK workplace pensions and auto-enrolment. Learn how contributions work, about tax relief, what happens when you change jobs, and why you shouldn't opt out.
How Much Do I Need in My Pension Pot? A UK Retirement Guide with Scenarios
A guide to your UK retirement number. We explore scenarios for a £1,500, £2,500, and £3,000 monthly income, how big your pension pot needs to be, and how to get there.
ETF vs. Index Fund: Which is the Right Low-Cost Investment for You?
Our UK guide explains the difference between ETFs and index funds. Compare fees, trading, pros, cons, and find out which is right for your ISA or pension.
Your Financial Safety Net: Why Insurance is a Crucial Part of Your Financial Freedom
An eye-opening guide on why insurance is crucial for your financial freedom. Learn how life insurance, income protection, and critical illness cover can save your future.
The Best Money Wellness Apps in the UK: Your Guide to a Healthier Financial Life
Our 2025 guide to the UK's best money wellness apps. We compare top apps for budgeting, saving, and investing like Snoop, Moneyhub, Plum, and Moneybox.
The Director's Guide: How to Contribute to Your Pension via a Limited Company
Learn how to make tax-efficient pension contributions from your UK limited company. Our 2025 guide covers tax relief, NI savings, rules, and how it beats a salary or dividend.
Pension Alternatives: Exploring Your Options for Retirement in the UK
Explore the best alternatives to a pension for your UK retirement. Our guide compares ISAs, property, and other investments to help you build a secure future.
8 Tax-Efficient Investments for UK Higher-Rate Taxpayers
Our latest guide for UK higher-rate taxpayers. Explore 8 tax-efficient investments including Pensions/SIPPs, ISAs, VCTs, EIS, and SEIS to reduce your tax bill.
The 5 Best Tax-Efficient Investments in the UK
Our latest guide to the best tax-efficient investments in the UK. We explain Pensions, ISAs, LISAs, VCTs, and EIS/SEIS to help you grow your wealth faster.
Interactive Investor Review: A Guide to Flat-Fee Investing
An in-depth review of Interactive Investor (ii) in the UK. Explore its flat-fee plans, SIPP & ISA costs, investment choice, pros & cons, and who it's best for.
Small Self-Administered Scheme (SSAS) Explained: A Guide to Buying Commercial Property with Your Pension
Learn how UK business owners can use a SSAS pension to buy commercial property. Our latest guide covers the rules, tax benefits, pros, cons, and process.
The Ultimate UK ISA Guide: From First Savings to ISA Millionaire
Your ultimate guide to UK ISAs. We compare Cash, Stocks & Shares, Lifetime, and Junior ISAs and reveal the habits of real-life ISA millionaires.
Stocks & Shares ISAs: Your Ultimate Guide to Tax-Free Investing
Our guide explains Stocks & Shares ISAs in the UK. Learn how to invest tax-free, understand the risks, and compare with a Cash ISA to start growing your money.
UK Cash ISAs Explained: Your Ultimate Guide to Tax-Free Savings
Our guide to UK Cash ISAs. Learn what they are, the pros and cons, different types, and discover how to find the best rates to maximise your savings tax-free.
The UK’s Financial Reality Check: Are You on Track for a Secure Future?
A look at the UK's financial health in 2025. Explore stats on savings, pensions, and debt, and learn how to build your own financial resilience.
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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.