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Plouta Financial Wellness Hub
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.
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Your Free Money-Saving Habit Checklist
Want to save more money? Download our free Money-Saving Habit Checklist. A simple guide with practical steps to help you spend less and take control of your finances.
Your Money or Your Life: The 9 Steps to Financial Independence
A guide to the key lessons from "Your Money or Your Life." Learn how to transform your relationship with money and achieve financial independence sooner.
The Millionaire Next Door: 7 Surprising Lessons on Building Wealth
Key lessons from "The Millionaire Next Door." Learn the seven common traits of self-made millionaires and how to build wealth without a high income.
Think and Grow Rich: 5 Lessons on Mindset for Success
A UK guide to the key lessons from Napoleon Hill's "Think and Grow Rich." Learn how to use a definite purpose, persistence, and a master mind to achieve your goals.
Rich Dad Poor Dad: 5 Lessons for Your UK Path to Financial Freedom
A UK guide to the key lessons from Robert Kiyosaki's "Rich Dad Poor Dad." Learn the difference between assets and liabilities and how to build wealth.
Lessons from The Intelligent Investor: A Timeless Guide for UK Investors
A guide to the key lessons from Benjamin Graham's "The Intelligent Investor." Learn about Mr. Market, Margin of Safety, and how to invest intelligently in the UK today.
The Psychology of Money: 5 Lessons for Your Financial Freedom Mindset
A guide to the key lessons from Morgan Housel's "The Psychology of Money." Learn how to change your mindset about wealth, risk, and savings to achieve financial freedom.
Will You Ever Be Mortgage-Free? The Question That Defines a Financial Lifetime
Feeling like you'll be paying your mortgage forever? Our guide explores the psychology of debt freedom and shows you practical steps to become mortgage-free sooner.
What Happens if Your Car is Stolen or Written Off on Finance? Can GAP Insurance Protect You?
What happens if your car is stolen or written off while on PCP or HP finance? Our UK guide explains the financial gap, if GAP insurance can help, and early termination rules.
PCP vs. HP: Which Car Finance Deal is Right for You?
A detailed guide comparing PCP vs. HP car finance in the UK. Understand the pros, cons, costs, and discover which option is best for owning or changing your car.
The True Cost of Having a Baby in the UK: Average Cost of Starting a Family
Planning for a baby? Our guide reveals the true cost of having a baby in the UK, from essential items and childcare to the government support you can get.
The True Cost of Car Ownership in the UK
Thinking of buying a car? Our 2025 UK guide reveals the true cost of ownership, breaking down expenses like insurance, fuel, tax, MOTs, servicing, and depreciation.
The 50/30/20 Budget Rule: The Simple Path to Mastering Your Money
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
Gifting Money to Family: A UK Guide to Tax-Free Gifts and Inheritance Tax
Learn how much money you can gift to family tax-free in the UK. Our 2025 guide explains the £3,000 annual exemption, the 7-year rule, and Inheritance Tax.
A UK Business Owner's Guide to Tax: Corporation Tax, VAT, CGT & More
Your 2025/26 guide to UK business tax. We explain Corporation Tax rates and reliefs, Capital Gains Tax, VAT, and the Construction Industry Scheme (CIS).
LeanFIRE vs. CoastFIRE: Which UK Path to Financial Independence, Retire Early Suits You?
A UK guide to the FIRE movement. We compare LeanFIRE vs. CoastFIRE with case studies to help you choose your path to financial independence and early retirement.
The Ultimate UK ISA Guide: From First Savings to ISA Millionaire
Your ultimate guide to UK ISAs. We compare Cash, Stocks & Shares, Lifetime, and Junior ISAs and reveal the habits of real-life ISA millionaires.
Stocks & Shares ISAs: Your Ultimate Guide to Tax-Free Investing
Our guide explains Stocks & Shares ISAs in the UK. Learn how to invest tax-free, understand the risks, and compare with a Cash ISA to start growing your money.
UK Cash ISAs Explained: Your Ultimate Guide to Tax-Free Savings
Our guide to UK Cash ISAs. Learn what they are, the pros and cons, different types, and discover how to find the best rates to maximise your savings tax-free.
The UK’s Financial Reality Check: Are You on Track for a Secure Future?
A look at the UK's financial health in 2025. Explore stats on savings, pensions, and debt, and learn how to build your own financial resilience.
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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.