WEALTH

Net Worth Tracking App

If someone asked what you're worth today, could you answer?

Most people can't. Money ends up scattered across bank apps, pension portals, spreadsheets and guesswork. Plouta pulls it into one clear, private picture: what you own, what you owe, and where it's all heading.

Financial dashboard showing investments, pensions, property values and savings to provide a complete wealth overview.

Your net worth, finally in one place

Checking five apps to feel vaguely in control isn't tracking, it's juggling.

Plouta brings your accounts, savings, investments, pensions, property and debts together so you can watch one number that actually matters: your net worth. See it grow month by month, and understand exactly what's driving it.

  • One number, full context: Everything that makes up your wealth assets and liabilities side by side.

  • Progress you can see: Watch your net worth trend over time instead of guessing whether you're moving forward.

  • Clarity on what to fix first: Spot the debt that's quietly eating your growth and prioritise it.

User monitoring net worth growth and financial freedom progress through real-time wealth tracking and personalised insights.

Assets & Debts: everything you own and owe, in one place

Add everything that makes up your wealth, not just the bank balance. Equities and funds, property, crypto like Bitcoin, vehicles, pensions, savings, cash. Then add what you owe: mortgages, loans, credit cards. Plouta nets it all into a single, honest figure and shows you the full breakdown behind it.

Assets you can add

  • Equities & investments: Shares, funds, Bitcoins and investment accounts.

  • Property: Homes and other property, with values you control.

  • Pensions & savings: Pensions, savings and cash, the quieter parts of your wealth.

  • Other assets: Cars and other valuables that count towards your wealth.

Debts you can track

  • The full other side: Mortgages, loans and credit cards, so your wealth figure tells the truth.

  • Know what to tackle first: See which debts are dragging on your growth and prioritise them.

Wealth tracking app displaying property, pensions, savings, investments and debt balances to calculate net worth automatically.

How far to financial freedom

'Am I going to be okay?' is the real question behind every spreadsheet. Most apps never answer it.

Tell Plouta what you'd want to spend each month in retirement and it works backwards to the wealth you'll need to fund it, your financial freedom number. Then it projects how your current assets and contributions could grow over time, so you can see the year you're on track to get there, and what changes if you save a little more.

  • Your freedom number: Set the monthly income you want in retirement; Plouta calculates the wealth required to sustain it.

  • Investment growth projection: See how your investments and contributions could grow over the years ahead.

  • See the 'what if' instantly: Adjust contributions, dates or spending and watch the freedom date move in real time.

  • Freedom, made concrete: Turn a vague worry about retirement into a date you can actually plan around.

Projections are estimates based on the figures you enter and assumed growth rates. They are not guarantees, the value of investments can fall as well as rise, and you may get back less than you invested. Plouta provides tools and information, not regulated financial advice.

Know where you stand in the next five minutes.

🛡️Bank-level security. Your data is encrypted and never shared.

Your full net wealth is about as sensitive as data gets, which is precisely why we don't monetise it. Plouta is subscription-supported, so your assets, debts and projections are encrypted, never sold, never shared, and never used to train public AI models. You're the customer, not the product.

Everything you need to know

  • No. Plouta works through statement uploads, receipt scanning and manual entry, so it works with any bank in any country.

  • No. Plouta never connects to your accounts and cannot make payments or changes.

  • A personalised score out of 100 based on your income, spending, savings, debt and habits, with guidance on how to improve it.

  • Yes. Because Plouta doesn't rely on bank connections, it works anywhere in the world.

  • Equities and funds, property, crypto such as Bitcoin, vehicles, pensions, savings and cash plus debts like mortgages, loans and credit cards.

  • The total wealth you'd need to fund the monthly income you want in retirement. Plouta calculates it from the figures you enter.

  • No. Projections are estimates based on your inputs and assumed growth; investments can fall as well as rise. Plouta provides tools, not regulated advice.

  • Wealth markers along your journey (such as your first £10k or six months of savings) that Plouta tracks and celebrates as you hit them.