ISA vs Pension: Which Should You Use in the UK?
Both ISAs and pensions have great tax benefits in the UK, but which is right for you? In this episode, we break it down. Join Vigneswaran Rajagopal (Founder of Plouta) and FCA-regulated financial adviser Joshua Shepherd as we explore the pros and cons of saving into an ISA versus a pension in the UK.
We’ll cover:
✅ When to choose an ISA over a pension and vice versa
✅ The ISA allowance limits and the different types available
✅ Is the Lifetime ISA still worth it?
✅ Pension tax relief explained, why it can supercharge your savings
✅ What if you need access to your money before retirement?
Whether you’re saving for a home, planning retirement, or just starting your wealth-building journey, this video will help you understand which option fits your goals.
🔗 Read our full beginner investing article here: https://www.plouta.com/financial-wellness-hub/isa-vs-pension-which-should-i-use-in-the-uk
📲 Discover the Plouta App: Track your money, wealth, budget smarter and build your financial freedom: www.plouta.com
🤝 Want personalised investing advice? Book a free call with a trusted FCA-regulated adviser: 👉 Find an Adviser: https://www.plouta.com/find-advisers