Retirement might feel far away, but do you know how much you’ll actually need per year? And are you on track? In this episode, Vigneswaran Rajagopal (Founder of Plouta) sits down with FCA-regulated independent financial adviser Joshua Shepherd to break down what it really takes to retire comfortably in the UK.

We’ll cover:

✅ The difference between minimum, moderate, and comfortable retirement lifestyles

✅ How much someone should have saved by age 40, 50, and 60

✅ The role of the UK State Pension in retirement income

✅ The 4% rule and retirement drawdown strategies explained

Clear, practical advice without the jargon to help you plan ahead and achieve financial freedom.

🔗 Read our full beginner investing article here: https://www.plouta.com/financial-wellness-hub/isa-vs-pension-which-should-i-use-in-the-uk

📲 Discover the Plouta Wealth Tracking App: Track your money, wealth, budget smarter and build your financial freedom: www.plouta.com

🤝 Want personalised investing advice? Book a free call with a trusted FCA-regulated adviser: 👉 Find an Adviser: https://www.plouta.com/find-advisers