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Your Financial Freedom Podcast

🎧 Your go-to audio library for smart money insights

The Plouta Podcast delivers bite-sized financial education designed for the UK. From budgeting and saving to ISA investing, pensions and tax planning. We keep it simple and practical. No jargon, no fluff. Just clear guidance from trusted FCA-regulated financial advisers to help you take control of your money and build lasting financial freedom.

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  • How to Prepare Big Life Goals | Buying a Home, Starting a Family

    How to Prepare Big Life Goals | Buying a Home, Starting a Family

    If you’re planning to buy a home, start a family, or launch a business. Your money plan needs to work harder for you. In this episode FCA-regulated financial adviser Joshua Shepherd to discuss how to prepare financially for life’s biggest milestones.

  • How Much Do I Need to Retire in the UK?

    How Much Do I Need to Retire in the UK?

    Retirement might feel far away, but do you know how much you’ll actually need per year? And are you on track? In this episode, FCA-regulated independent financial adviser Joshua Shepherd to break down what it really takes to retire comfortably in the UK.

  • Why Most Budgets Fail (and How to Fix Yours)

    Why Most Budgets Fail (and How to Fix Yours)

    Feel like money’s vanishing from your account? You’re not alone. In this episode, Vigneswaran Rajagopal (Founder of Plouta) sits down with FCA-regulated financial adviser Joshua Shepherd to explore why budgeting often fails and how you can finally make it work.

  • ISA vs Pension: Which Should You Use in the UK?

    ISA vs Pension: Which Should You Use in the UK?

    Both ISAs and pensions have great tax benefits in the UK, but which is right for you? In this episode, we break it down with FCA-regulated financial adviser Joshua Shepherd as we explore the pros and cons of saving into an ISA versus a pension in the UK.

  • Rich Dad Poor Dad: 5 Game-Changing Lessons for Financial Independence | Plouta Podcast

    Rich Dad Poor Dad: 5 Game-Changing Lessons for Financial Independence | Plouta Podcast

    In this episode, we break down Rich Dad Poor Dad by Robert Kiyosaki: one of the most influential personal finance books of all time and explore 5 key lessons that could help you shift your mindset and start building lasting wealth.

  • Benjamin Graham's The Intelligent Investor Audiobook Summay | Plouta Podcast

    Benjamin Graham's The Intelligent Investor Audiobook Summay | Plouta Podcast

    In a world of market hype and short-term speculation, are the 75-year-old principles of Benjamin Graham's "The Intelligent Investor" still the key to wealth? Warren Buffett calls it "by far the best book on investing ever written."

  • 5 Lessons from The Psychology of Money

    5 Lessons from The Psychology of Money

    What if building wealth has less to do with what you know, and everything to do with how you behave? That's the powerful and timeless lesson from Morgan Housel's bestselling book, "The Psychology of Money."