How Much Pension Do I Need to Retire in the UK?

Most UK adults have no idea how much pension they’ll need or whether they’re saving enough. Let’s fix that. In this episode, Vigneswaran Rajagopal (Founder of Plouta) is joined by FCA-regulated independent financial adviser Joshua Shepherd to break down everything you need to know about pension planning in the UK.

We’ll cover:

✅ Why pension planning is so important

✅ The UK State Pension: who qualifies and how much it pays

✅ How to calculate how much pension you’ll need to retire at 60 or 65

✅ Workplace pensions: how auto-enrolment works for employees

✅ Pension options if you’re self-employed

✅ Simple steps to make sure you’re on track for retirement

Whether you’re just starting your career or already thinking about retirement, this video will help you understand your options and take control of your financial future. We'd love to hear from you! Let us know in the comments below.

Useful Links Below:

👉Check your National Insurance record: https://www.gov.uk/check-national-insurance-record

👉 Check your State Pension forecast: https://www.gov.uk/check-state-pension

👉 Contact the Pension Service: https://www.gov.uk/contact-pension-service

Read more on our Financial Wellness Hub:

👉 Pension Planning: Are You on Track? www.plouta.com/financial-wellness-hub/your-uk-pension-are-you-on-track

📲 Discover the Plouta App – Budget smarter, track your wealth, and plan for financial freedom: https://www.plouta.com/

🤝 Want personalised pension advice? Book a free call with a trusted FCA-regulated financial adviser. Find an Adviser: https://www.plouta.com/find-advisers

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