Welcome to
Plouta Financial Wellness Hub
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.
Explore our latest articles that help you make smarter financial choices
Filter by category
- Budgeting
- Capital Gains Tax
- Crypto Investment
- Family Protection
- Financial Freedom
- ISAs & Tax-Free Investing
- Inheritance Tax (IHT)
- Insurance
- Investment Platform Reviews
- Managing Your Pension
- Money Books Worth Reading
- Money Saving Checklists
- Mortgages & Property
- Pension Provider Reviews
- Retirement Planning Tips
- Saving and Investing
- Tax and Business
- Tools & Calculators
- Trusts, Wills & Estate Planning
- Wealth Building Tips
Royal London Pension Review UK: An In-Depth Guide
Our Royal London review covers their workplace and personal pensions, Governed Portfolios, fees, pros & cons, and who they're best for.
Stamp Duty Explained: Your Ultimate Guide to UK Property Tax
Buying a home in the UK? Our 2025 guide explains everything you need to know about Stamp Duty, including current rates, first-time buyer relief, and additional property surcharges.
UK Stamp Duty Calculator
Use our free UK Stamp Duty Calculator to estimate SDLT on your property purchase in England, Wales, or Scotland. Updated for 2025 rates. Ideal for first-time buyers, home movers, and landlords.
Your Nest Pension Explained: An In-Depth Guide for UK Workers
Are you a member of the Nest pension scheme? Our in-depth UK guide for 2025 explains your investment funds, fees, how to manage your pot, and what it means for your retirement.
Get Mortgage-Ready: The Ultimate Guide to Increasing Your Credit Score in the UK
Planning to buy a home in the UK? Learn how to increase your credit score to get a better mortgage. Our ultimate guide covers essential tips and expert advice.
PensionBee UK Review: Simplifying Your Path to a Happier Retirement?
In-depth PensionBee UK review for 2025. Explore their managed pension plans, fees, consolidation service, app usability, pros & cons. Is it right for you?
The State Pension Triple Lock: What It Is and Why It Matters for Your UK Retirement
Understand the UK State Pension triple lock. Our guide explains how it works, its impact, the pros and cons, its current status, and what it means for your retirement.
Top UK Pension Providers Comparison
In-depth comparison of UK pension providers: SIPPs from Hargreaves Lansdown, AJ Bell, Vanguard, PensionBee, Aviva & more. Fees, investments & who they suit.
What Does Tax Code 1257L Mean in Your UK Pay
Understand the UK tax code 1257L. Our guide explains what the numbers and 'L' mean, who has it, and how it affects your income tax. Check if it's right for you!
HMRC Tax Refund: A Guide to What It Is and How to Claim Your Rebate
Think you've overpaid tax? Our UK guide explains HMRC tax refunds, why they happen, how to claim a rebate (P800, online), and how to spot scams.
UK Self Assessment Tax Return: How to complete your tax return
Your ultimate guide to completing your UK Self Assessment tax return. Tips on registration, deadlines, what you need, avoiding mistakes, and MTD for ITSA.
Starling vs Monzo vs Revolut: Which Digital Bank is Best for You?
Our latest UK comparison of Starling, Monzo & Revolut. Explore fees, features, ISAs, international use, FSCS protection & find the best digital bank for your needs.
The £1 Million Question: Is it Enough for a Comfortable Retirement in the UK?
Wondering if £1 million is the magic number for a comfortable retirement in the UK? Explore income potential, key factors, the State Pension, and how to plan your future.
Chase UK Investments Review: A Comprehensive Guide for Investors
Our review of Chase UK's investment offering (powered by Nutmeg). Explore J.P. Morgan funds, fees, ISAs, pros & cons of investing via the Chase app.
Hargreaves Lansdown (HL) UK Review: A Comprehensive Guide for Investors
In-depth Hargreaves Lansdown (HL) UK review for 2025. Explore fees, ISAs, SIPPs, investment range, pros & cons, and its future under new ownership.
Nutmeg UK Review: Your Guide to Digital Investment Management
In-depth Nutmeg UK review. Explore its managed investment styles, fees, ISAs, Pensions, LISAs, pros & cons, and who Nutmeg is best suited for.
Fidelity UK Investing Platform Review: A Comprehensive Guide for Investors
In-depth Fidelity UK review. Explore platform fees, ISA & SIPP options, investment range (funds, shares, ETFs), pros & cons, and who Fidelity is best for.
Buying Your First (or Next) Home in the UK: The Ultimate Guide
Your ultimate guide to buying a home in the UK. Covers search, mortgages, deposits, a detailed list of initial expenses with estimates, and an address change checklist.
AJ Bell UK Platform Review: A Comprehensive Guide for Investors
In-depth AJ Bell UK review: Explore pros & cons, fees, ISAs, SIPPs, investment range, platform features & who AJ Bell is best for.
The Ultimate Financial Planning Guide for Working Expats in the UK
New to the UK for work? Our ultimate guide for expats covers NI numbers, UK tax, NHS, banking, ISAs, pensions, property, and tips for financial success.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.