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Plouta Financial Wellness Hub
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Emergency Tax Explained: What It Is & How to Claim a Refund
Our 2025 guide to UK emergency tax. Learn what it means, why it happens, and how to easily claim back any overpaid income tax from HMRC.
Vanguard UK Platform Review: Pros, Cons & Is It Right for You?
Expert impartial review of Vanguard UK's platform for 2025. We cover fees, ISA/SIPP accounts, key funds like LifeStrategy, and weigh the pros and cons for investors.
How to Pay Off Credit Card Debt: Your UK Guide
Conquer credit card debt in the UK with our top tips. Learn effective strategies like balance transfers and budgeting to clear your debt and achieve financial freedom.
Inheritance Tax UK: What Assets Are Actually Taxed?
Find out which assets are included in your estate for UK Inheritance Tax (IHT). Learn about property, savings, gifts, and pensions in IHT calculations.
Inheritance Tax UK: How to Calculate What You Might Owe
Learn how to calculate UK Inheritance Tax. Understand Nil-Rate Bands, the 40% tax rate, and how gifts affect your estate's IHT liability.
Slash Your Inheritance Tax Bill: Smart Ways to Protect Your Legacy in the UK
Discover how to reduce your UK Inheritance Tax bill. Learn about gifting, trusts, charitable donations & other strategies to protect your legacy.
What Happens to My Pension When I Die? Understanding Your Legacy
It's not a topic anyone likes to dwell on, but thinking about "What happens to my pension when I die?" is a really important part of smart financial planning. Knowing who could benefit from your hard-earned savings, and how, can give you immense peace of mind and ensure your loved ones are looked after.
How to Set Up a Monthly Budget (That Actually Works!)
Struggling with rising costs? Learn how to set up a realistic monthly budget in the UK and take back control of your finances.
How Much Do I Really Need to Retire Comfortably in the UK?
Discover how much money you need to retire comfortably, understand the PLSA standards, calculate your pension pot, and get actionable tips for financial planning.
How Much Should I Really Pay Into My Pension? Your Contribution Guide
Maximise your retirement savings. Learn how much to pay into your UK pension, understand auto-enrolment, tax relief, and the power of compound interest to build a secure financial future.
Lifetime ISA: How to Use the Scheme to Build Wealth in the UK
Learn how the UK Lifetime ISA works, who it’s for, and how to use it to save for your first home or retirement—with up to £1,000 bonus every year.
Emergency Fund: How Much Do You Need in the UK?
Discover how much you need in your emergency fund, why it matters in today’s UK economy, and practical tips to build one—even on a tight budget.
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Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.