Welcome to our
Financial Wellness Community
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax tips, and more — helping you make smarter money decisions at every stage of life.
Filter by category
What Happens to My Pension When I Die? Understanding Your Legacy
It's not a topic anyone likes to dwell on, but thinking about "What happens to my pension when I die?" is a really important part of smart financial planning. Knowing who could benefit from your hard-earned savings, and how, can give you immense peace of mind and ensure your loved ones are looked after.
How to Set Up a Monthly Budget (That Actually Works!)
Struggling with rising costs? Learn how to set up a realistic monthly budget in the UK and take back control of your finances.
How Much Do I Really Need to Retire Comfortably in the UK?
Discover how much money you need to retire comfortably, understand the PLSA standards, calculate your pension pot, and get actionable tips for financial planning.
How Much Should I Really Pay Into My Pension? Your Contribution Guide
Maximise your retirement savings. Learn how much to pay into your UK pension, understand auto-enrolment, tax relief, and the power of compound interest to build a secure financial future.
Lifetime ISA: How to Use the Scheme to Build Wealth in the UK
Learn how the UK Lifetime ISA works, who it’s for, and how to use it to save for your first home or retirement—with up to £1,000 bonus every year.
Emergency Fund: How Much Do You Need in the UK?
Discover how much you need in your emergency fund, why it matters in today’s UK economy, and practical tips to build one—even on a tight budget.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.