Welcome to

Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

ISA vs Pension: Which Should You Use to Save for Your Future in the UK?

Join Vignes (Founder of Plouta) and FCA-regulated financial adviser Joshua Shepherd as we explore the pros and cons of saving into an ISA versus a pension in the UK.

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Do You Know Your Real-Time Net Worth? The Most Important Number for Your Financial Future

A UK guide to tracking your net worth across pensions, ISAs, savings, and debts. Learn why it's your most important number and how an app can help you find it.

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Your End-of-Year Financial Checklist: 5 Smart Money Moves to Make Before 2026

A UK financial adviser's guide to the 5 smart money moves you should make before the end of the year, covering ISAs, pensions, tax planning, and more.

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You Track Your Steps, But Are You Tracking Your Wealth? The Case for a Financial Wellness App

You track your health, steps, and food. But are you tracking your finances? Learn why a financial wellness app is essential for your future security and freedom in the UK.

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The Richest Man in Babylon: 5 Timeless Lessons for Building Wealth in the UK Today

A UK guide to the key lessons from "The Richest Man in Babylon." Learn the ancient secrets to paying yourself first, controlling spending, and making your money work for you.

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Your Money or Your Life: The 9 Steps to Financial Independence

A guide to the key lessons from "Your Money or Your Life." Learn how to transform your relationship with money and achieve financial independence sooner.

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Join the Plouta Financial Wellness Community

Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.