Welcome to
Plouta Financial Wellness Hub
Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.
Explore our latest articles that help you make smarter financial choices
Filter by category
- Budgeting
- Capital Gains Tax
- Crypto Investment
- Family Protection
- Financial Freedom
- ISAs & Tax-Free Investing
- Inheritance Tax (IHT)
- Insurance
- Investment Platform Reviews
- Managing Your Pension
- Money Books Worth Reading
- Money Saving Checklists
- Mortgages & Property
- Pension Provider Reviews
- Retirement Planning Tips
- Saving and Investing
- Tax and Business
- Tools & Calculators
- Trusts, Wills & Estate Planning
- Wealth Building Tips
Pension Alternatives: Exploring Your Options for Retirement in the UK
Explore the best alternatives to a pension for your UK retirement. Our guide compares ISAs, property, and other investments to help you build a secure future.
8 Tax-Efficient Investments for UK Higher-Rate Taxpayers
Our latest guide for UK higher-rate taxpayers. Explore 8 tax-efficient investments including Pensions/SIPPs, ISAs, VCTs, EIS, and SEIS to reduce your tax bill.
The 5 Best Tax-Efficient Investments in the UK
Our latest guide to the best tax-efficient investments in the UK. We explain Pensions, ISAs, LISAs, VCTs, and EIS/SEIS to help you grow your wealth faster.
Pension Planning for Early Retirement in the UK
Thinking of retiring early in the UK? Our guide covers how much you'll need, pension rules (accessing at 57), ISAs, and strategies for financial independence.
Interactive Investor Review: A Guide to Flat-Fee Investing
An in-depth review of Interactive Investor (ii) in the UK. Explore its flat-fee plans, SIPP & ISA costs, investment choice, pros & cons, and who it's best for.
How to Spot a Pension Scam: A UK Guide to Protecting Your Retirement Savings
Protect your life savings. Our latest guide reveals the latest pension scam tactics, warning signs, shocking statistics, and what to do if you're targeted.
Small Self-Administered Scheme (SSAS) Explained: A Guide to Buying Commercial Property with Your Pension
Learn how UK business owners can use a SSAS pension to buy commercial property. Our latest guide covers the rules, tax benefits, pros, cons, and process.
How Much Tax Will I Pay on My Pension? Your UK Guide to Tax-Efficient Retirement
Understand how your UK pension is taxed. Our guide covers tax-free cash, income tax on withdrawals, drawdown, and how to reduce your tax bill in retirement.
Aviva Pensions Reviewed: An In-Depth Guide for UK Savers
A detailed review of the Aviva UK pension. We cover workplace and personal pensions (SIPP), investment funds, fees, pros & cons, and who it's best for.
Scottish Widows Pension Reviewed: An In-Depth Guide
A detailed review of the Scottish Widows UK pension. We cover workplace and personal pensions, investment funds, fees, pros & cons, and who it's best for.
Royal London Pension Review UK: An In-Depth Guide
Our Royal London review covers their workplace and personal pensions, Governed Portfolios, fees, pros & cons, and who they're best for.
Your Nest Pension Explained: An In-Depth Guide for UK Workers
Are you a member of the Nest pension scheme? Our in-depth UK guide for 2025 explains your investment funds, fees, how to manage your pot, and what it means for your retirement.
PensionBee UK Review: Simplifying Your Path to a Happier Retirement?
In-depth PensionBee UK review for 2025. Explore their managed pension plans, fees, consolidation service, app usability, pros & cons. Is it right for you?
The State Pension Triple Lock: What It Is and Why It Matters for Your UK Retirement
Understand the UK State Pension triple lock. Our guide explains how it works, its impact, the pros and cons, its current status, and what it means for your retirement.
Top UK Pension Providers Comparison
In-depth comparison of UK pension providers: SIPPs from Hargreaves Lansdown, AJ Bell, Vanguard, PensionBee, Aviva & more. Fees, investments & who they suit.
The £1 Million Question: Is it Enough for a Comfortable Retirement in the UK?
Wondering if £1 million is the magic number for a comfortable retirement in the UK? Explore income potential, key factors, the State Pension, and how to plan your future.
Fidelity UK Investing Platform Review: A Comprehensive Guide for Investors
In-depth Fidelity UK review. Explore platform fees, ISA & SIPP options, investment range (funds, shares, ETFs), pros & cons, and who Fidelity is best for.
The Ultimate Financial Planning Guide for Working Expats in the UK
New to the UK for work? Our ultimate guide for expats covers NI numbers, UK tax, NHS, banking, ISAs, pensions, property, and tips for financial success.
How much UK state pension will I get
Understand how much UK State Pension you might get and at what age. Our guide explains qualifying years, how to check your forecast, and key things to know.
Private & State Pension Calculator: Plan Your Comfortable Retirement
Use our free UK pension calculator to forecast your private & State Pension. See your potential retirement pot, tax-free cash & future annual income.
Join the Plouta Financial Wellness Community
Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.