Take Control of Your Money From Budgeting to Financial Freedom

Track your spending, grow your savings, and plan your future with expert advice. Download the app now.

Plouta: Your Financial Wellbeing Hub

How Plouta App Can Help You

  • Track your finances & budget

    Answer a few questions about your finances and view spending, savings, debts, and goals in one place.

  • Build Your Financial Freedom

    Get a personalised score and track improvements with actionable recommendations.

  • Advice Backed by Experts

    Get insights, reminders, and guidance tailored to your goals from FCA-regulated financial advisers.

Explore the app now ➜

How the Plouta App Works

  1. Create your free account → Sign up in seconds

  2. Connect your bank → Secure Open Banking connection (Coming Soon)

  3. Get your Financial Wellness Snapshot → View income, expenses, savings, goals

  4. Receive smart guidance → Improve your score with personalised suggestions

  5. Talk to an adviser → Match with FCA-regulated experts when needed

Join the Plouta Financial Wellness Community

Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.

Frequently Asked Questions

  • Yes, Plouta is completely free to get started. You can access budgeting tools, your financial wellness snapshot, and smart tips at no cost. We may introduce optional premium features in the future — but we’ll always offer a free plan that helps you take control of your money.

  • We use bank-grade encryption and only work with regulated Open Banking providers. Your login credentials are never stored or seen by us. You control which accounts you connect and can disconnect at any time.

  • No, you can use Plouta to manually input your income, expenses, and goals. But for the best experience (and a complete picture of your finances), we recommend connecting your accounts via our secure Open Banking integration.

  • Yes. When you're ready, Plouta can match you with a qualified, FCA-regulated financial adviser, mortgage broker, or inheritance tax specialist — based on your needs. You’re always in control, and there’s no pressure to book a session.

  • All advisors on Plouta are FCA-registered and go through a verification process to ensure they meet our professional standards.

  • It’s your personalised score (out of 100) based on your income, spending, savings, debt, and financial habits. Think of it as a snapshot of your current financial health plus, we show you how to improve it with tailored guidance.

Join with other happy customers

Ready to Start Your Journey to Financial Freedom?