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Plouta Financial Wellness Hub

Your go-to source for clear, practical advice on budgeting, investing, pensions, tax and more helping you make smarter money decisions at every stage of life.

The Self-Employed Pension Guide: Your Best Options for Retirement

A guide to the best UK pensions for the self-employed, sole traders, and limited company directors. Compare SIPPs vs. LISAs, understand tax relief, and start saving.

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Your UK Workplace Pension: The Ultimate Guide to Auto-Enrolment & Building Your Retirement Wealth

Your ultimate guide to UK workplace pensions and auto-enrolment. Learn how contributions work, about tax relief, what happens when you change jobs, and why you shouldn't opt out.

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ETF vs. Index Fund: Which is the Right Low-Cost Investment for You?

Our UK guide explains the difference between ETFs and index funds. Compare fees, trading, pros, cons, and find out which is right for your ISA or pension.

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The Director's Guide: How to Contribute to Your Pension via a Limited Company

Learn how to make tax-efficient pension contributions from your UK limited company. Our 2025 guide covers tax relief, NI savings, rules, and how it beats a salary or dividend.

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8 Tax-Efficient Investments for UK Higher-Rate Taxpayers

Our latest guide for UK higher-rate taxpayers. Explore 8 tax-efficient investments including Pensions/SIPPs, ISAs, VCTs, EIS, and SEIS to reduce your tax bill.

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The 5 Best Tax-Efficient Investments in the UK

Our latest guide to the best tax-efficient investments in the UK. We explain Pensions, ISAs, LISAs, VCTs, and EIS/SEIS to help you grow your wealth faster.

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Interactive Investor Review: A Guide to Flat-Fee Investing

An in-depth review of Interactive Investor (ii) in the UK. Explore its flat-fee plans, SIPP & ISA costs, investment choice, pros & cons, and who it's best for.

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The Ultimate UK ISA Guide: From First Savings to ISA Millionaire

Your ultimate guide to UK ISAs. We compare Cash, Stocks & Shares, Lifetime, and Junior ISAs and reveal the habits of real-life ISA millionaires.

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Join the Plouta Financial Wellness Community

Financial wellbeing means feeling confident and in control of your money now and in the future. It’s about reducing stress, making smart decisions, and being prepared for life’s surprises.